Who isn't familiar with QRIS payment systems?
In today’s increasingly cashless world, digital payment methods have become the norm. One of the most widely adopted systems is QRIS Scan. Customers only need to ensure that the merchant has a GPN QRIS code (as shown in the diagram), and transactions can be completed in seconds—no need to look for cash or change.

agi makes it easier for users to transact via QRIS, with the Scan QRIS feature placed right on the home screen of the agi app. Users don’t even need to log in to use the QRIS Scan function.

Indrastomo Nugroho, Director of Digital Banking & Network at Bank Artha Graha Internasional, stated that this feature provides convenience for agi users when making payments at merchants. Speed and ease of transaction, while maintaining security, are key advantages offered by agi.

















How to use the Scan QRIS feature on the agi app:

  1. Open the agi app

  2. Tap the QRIS icon

  3. Scan the QR (no login required)

  4. Enter M-PIN

  5. Done!

“Logging into an app can take time and slow down the payment process, especially if the QRIS menu is buried deep in the app. With the QRIS Scan Without Login feature, transactions can be completed in just seconds,” Indrastomo explained.

Users who haven’t downloaded agi can find it on the Play Store and App Store.

agi is the new digital face of Bank Artha Graha Internasional’s app, promoting the concept of Financial Life Balance, reflected through its key features: setting spending limits, QRIS Scan without login, bill payments, electricity tokens, phone credit, e-wallet top-ups, and customizable favorite features.

“Beyond banking, agi also offers a 'Life' section, which includes features like vaccination registration in partnership with Arthakes, and donation options through Artha Graha Peduli. agi is designed to help users balance both financial and social aspects of life. In the future, agi will also integrate with e-commerce, investment, and lifestyle platforms,” added Indrastomo.